Top Paying Online Casinos: NZ

There are many factors involved when looking for an online casino in NZ: longevity, selection of games and pokies, as well as promotions, but one of the most important factors that is sometimes overlooked, is the payout ratio. We have been hard at work to find you the best payout casino in NZ, and have come up with quite a few! This page was created in March 2021, specifically for players, as it will assist them in making an informed decision of where to play, based on the casinos’ payout ratios. At the end of the day, though, it’s up to you, the player, to choose the best online casino in NZ – we’re just making it a bit easier!

Choosing an Online Casino

We have done extensive research to find some of the top paying online casinos in NZ, based on different criteria, including the software providers, RTP (Return To Player) ratios and other factors involved, like the welcome bonus and promotions. While it’s not easy to find a no deposit bonus at an online casino in NZ these days, there are a few that offer a great deposit bonus for new players, with some even offering multiple deposit bonuses. One example is JackpotCity Casino, which gives players four welcome bonuses with their first four deposits at this casino – quite a good one, we think! Our list of online casinos is available on this site, and we even have casino reviews, game reviews and more. Ultimately, it’s up to you to decide where you want to play, but you’ll have some great casinos to choose from here.

High Payout Software Providers

Every online casino needs a software provider to create games for them. One of the biggest names in the industry is Microgaming. This software provider caters only to casinos that are fully licensed. When searching for an online casino in NZ, it’s good to look for casinos that are powered by Microgaming, and certified by external auditing company, eCOGRA. Together, these casinos should have high payouts as they offer a variety of online casino games that all contribute to the overall RTP of the casino.

What is Return To Player?

Return To Player, commonly referred to as RTP, is the payout percentages which are calculated based on the amount of money won, and the number of money wagers at an online casino. An example of this is JackpotCity, which has a recent RTP on pokies of 98%. This means that, for every NZ$100 wagered, NZ$98 is paid out in winnings. It’s important to note, however, that this does not mean that every player that bets NZ$100 will receive NZ$96 back, as it’s based on a combination of all pokies games across the casino. It really is just a good indication of what to look for when trying to find the best payout casino. That said, it’s always good to play at an online casino in NZ with an RTP of 95% or higher.

How to Find the RTP

Online casinos will publish their RTP player rate on their websites – if they don’t, don’t bother signing up. Casinos like JackpotCity, All Slots and Spin Casino will have an eCOGRA logo at the bottom of their website, which will direct you to the monthly payout percentage on pokies, table games, poker and all other games. You won’t find a Return To Player percentage on individual games, even though this can be requested from the casino, but an overall RTP will be good enough to find the top paying online casinos in NZ.

Biggest Payouts in History

There are different types of games: low volatility games generally pay out more frequently but in smaller amounts, while high volatility games don’t pay out as often, but in bigger amounts when they do. Then you have your progressive jackpots, where a percentage of each wager will go into a pot, which keeps growing until one lucky player wins it all. One example of this is Mega Moolah, which set a Guinness World Record as the largest online jackpot payout in the history of the Internet, when a player won $13.2 Million in 2015. This record was beaten when another player walked away with $21.7 Million in 2018. Mega Moolah, and other progressive games, are all available to play at Microgaming casinos, another reason why we recommend JackpotCity.

The Best Payout Casinos

If you’re looking for some of the top paying online casinos in NZ, you can find them right here, but it’s also good to know what things we look for when reviewing  these casinos – and what you can look out for as well. The casino, first of all, needs to be fully licensed and very secure, the details of which should be published on the website. It’s also good to find out what the average payout (or RTP) is for the games, which will also be available on the website – in the case of eCOGRA-certified casinos, you’ll find it by clicking on the eCOGRA logo on the casino’s site. The casino should also have a Random Number Generator with all games to ensure fair play, and you should always check what the available currencies are for payouts. The last point may not seem important, but if you’re playing at New Zealand Dollar casinos, you would surely want to play and receive your money in NZ$ currency.

Frequently Asked Questions

What is a payout percentage?

In short, it’s the amount that the online casino pays versus the amount that is bet by players. The top paying online casinos will have an RTP (Return To Player), of 95% or higher.

What is the criteria for a best payout online casino?

You will need to look at the RTP (Return To Player) of the casino’s games – this should be published on the website. Also look at software providers, selection of games, withdrawal times and longevity of the casino.

What if the online casino doesn’t pay me?

All the online casinos in NZ that are featured on our site are reliable and trustworthy, so you can be assured that they will pay out. That being said, should you find an online casino that doesn’t pay, the first point of contact will be the casino’s support team and then the licensing authority.

Which gambling game has the highest RTP?

Every game is different, and with that comes the software provider that has created the game. Online casinos that have games from Microgaming are always a good choice when looking for a high payout ratio – just remember that table games have variations with a different RTP, but it’s always fun to stick with pokies.

How can I find a casino’s RTP percentage?

This should be published on the casino’s website. In the case of eCOGRA-certified casinos, like All Slots and JackpotCity, you simply need to click on the eCOGRA logo at the bottom of the website to find the RTP for pokies, table games, poker and all other games. This is updated regularly, so be sure to check back every now and then.

If an online casino has one-week withdrawal time, how can it be a best payout casino?

The withdrawal time and the payout percentage are two different things. Remember that, once winnings have been cashed in, they will go through a process to ensure that the casino is paying the right player. Always look for a casino that has a payout percentage of 95% or higher – the rest will fall into place.

Are payout percentages guaranteed?

No, this is why it’s called an “average” payout percentage, as it’s an indication of what the return to player is on a specific type of game.

Why is the RTP not identical for the same game at a different casino?

Different casinos offer a different selection of games. Therefore, online casinos in NZ that have more slots, generally have a lower Return To Player than those who offer more table games. This is the reason why most online casinos have a variety of games on offer.